Trade credit insurance has one simple purpose. It protects you from non-payment of commercial debt and covers your business-to-business accounts receivable.

In other words, the main role of trade credit insurance is to provide prompt compensation for losses arising from the insolvency or default of your suppliers.

Please note that transactions with insured suppliers must be conducted within a set credit limit.

The Allianz Trade's Japan Desk is located in APAC where many Japanese companies make cross-border investments.

The Allianz Trade's Japan Desk is a team of Japanese and local Japanese-speaking staff providing expertise to Japanese companies which have businesses across APAC's key markets.

In Hong Kong, four specialists are assigned to the Japan Desk to ensure that all Japanese companies can do business with buyers in Hong Kong, China and other parts of the world with peace of mind.

We help Japanese companies expand their business with buyers in Hong Kong, China and other parts of the world with confidence thanks to credit insurance.

For businesses, 'accounts receivables' are important assets, accounting for 30% of their total assets.

On average, 1 in 10 invoices becomes delinquent.  

In an increasingly uncertain economic climate, protecting your company's cash flow through appropriate receivables protection is an important management measure.

Why is trade credit insurance an effective tool for protecting receivables?

Here are the 'TOP 4 benefits of trade credit insurance' to answer that question.

The primary role of trade credit insurance is to promptly compensate for losses arising from the bankruptcy or default of a business partner.
Having a credit management plan helps protect your business’s cash flow, shortens receivables collection time and reduces the possibility that a default will adversely impact your business.
With Credit Insurance, you can avoid the risks of high customer concentration. We monitor risks of your customer portfolio at all times and provide an early warning system to help you manage your exposure to insolvencies.
Knowing that your account receivables are protected allows you to go about your business with confidence.