Allianz Trade pay Credit Insurance

Innovative solutions dedicated to B2B e-commerce

Allianz Trade pay is a payment solution dedicated to B2B e-commerce activities, including

a trade credit insurance protection,
a digital buyer onboarding solution and
instant financing solution through one of our financial institution partners.

With our e-commerce credit insurance, we already offer real time coverage against non-payment risks to B2B marketplaces, BNPL providers and e-merchants. Now, we are going further to support more efficiently the B2B ecosystem. Allianz Trade pay protects B2B e-merchants from the risk of customer insolvency, or the inability to pay.

We provide simplicity, security, flexibility and competitiveness

Allianz Trade pay brings together a variety of innovative solutions that can be combined to suit your needs so it seamlessly fits with your operations and effectively support your B2B e-commerce needs:

B2B online payment terms

Our API-based solution enables real-time customer credit online, enabling B2B e-merchants to grant payment terms to their buyers while being protected from the risk of non-payment.

Instant financing

When a buyer purchases online, the e-merchant receives immediate payment for the purchase, while the BNPL provider will chase the payment of the buyer. In case non-payment, Allianz Trade provides the insurance cover to the partner thanks to the e-commerce credit insurance.

Buyer onboarding

This service supports policyholders providing APIs to check the identity of the buyer through checking company information in Allianz Trade’s database around +83 million companies worldwide.

Key benefits of E-commerce Credit Insurance

Enhanced user experience

Boost loyalty by offering a superior more convenient online experience.

A boost to sales

Increase basket size and online conversion rates with the convenience of BNPL.

Cash flow isn’t compromised

With either the instant payment option or indemnification through your policy.

Convenient for sellers too

Simple set-up

Set-up is straightforward using the Allianz Trade API connector and developer portal.

Real-time underwriting

Allianz Trade gives you real-time underwriting decisions for individual transactions.

Claims and collections covered

Claims are filed using the API and collection is included.

Join the B2B BNPL revolution

Evolving B2B purchasing patterns fuelled by the efficiencies of online selling are driving a B2B BNPL revolution, with Allianz Trade and our partners at the forefront of this shift.

Sharp growth

17%

annual compound growth forecast for B2B online sales this decade ¹

Online shift

35%

of mid-large businesses’ sales
are now online ²

More sales

20%

to 40% more spend on average with flexible payment options ³

References:

1.Statista research / 2.The new B2B growth equation, McKinsey & Co, 2022 / 3. Says B2B BNPL specialist Two

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Buy now pay later for B2B e-merchants with Allianz Trade pay