Trade Credit Insurance helps domestic companies protect their B2B transactions against the risk of unpaid invoices caused by customer insolvency or default. Thus, you get paid even when your customers can’t. If a customer fails to pay, whether it’s due to insolvency, refusal or an inability to pay under the terms of the contract, a Trade Credit Insurance policy indemnifies your losses.
TRADE CREDIT INSURANCE
Protect Your Company Against Bad Debts
What is Trade Credit Insurance?
Fill our the below form to get started with an Online Quote
Understand your starting price for trade credit insurance in 2 simple steps
Let’s start with your business key information to obtain your price indicationThis price indication is not legally binding and is not an offer of the proposed terms of cover. The indicative price is subject to any applicable taxes. Any offer of proposed terms of cover that we may issue will be subject to (amongst other things) receipt by us of a fully completed and satisfactory Proposal Form. Actual pricing may vary from the price indications given once we assess individual circumstances. The information contained herein is not intended to be complete descriptions of all terms, conditions, limitations or exclusions and is provided for general information purposes only. Euler Hermes does not issue direct policies in the Middle East. It operates in partnership with and provides reinsurance support to a number of selected locally licensed insurance companies, which issue Trade Credit Insurance Policies designed and approved by Euler Hermes in its capacity as a Reinsurer. Allianz Trade is the trademark used to designate a range of services provided by Euler Hermes.
Your company characteristics:
Expected annual Turnover in USD
% Export
Trade sector
Edit your information
Complete your contact information to get your price indication via email
This price indication is not legally binding and is not an offer of the proposed terms of cover. The indicative price is subject to any applicable taxes. Any offer of proposed terms of cover that we may issue will be subject to (amongst other things) receipt by us of a fully completed and satisfactory Proposal Form. Actual pricing may vary from the price indications given once we assess individual circumstances. The information contained herein is not intended to be complete descriptions of all terms, conditions, limitations or exclusions and is provided for general information purposes only. Euler Hermes does not issue direct policies in the Middle East. It operates in partnership with and provides reinsurance support to a number of selected locally licensed insurance companies, which issue Trade Credit Insurance Policies designed and approved by Euler Hermes in its capacity as a Reinsurer. Allianz Trade is the trademark used to designate a range of services provided by Euler Hermes.
Thank you for your request. Below is your trade credit insurance price indication:
/ Year
/ Year
/ Year
We’ll be in touch to discuss your quote
Your business characteristics:
Expected annual Turnover in USD
% Export
%
Trade sector
This price indication is not legally binding and is not an offer of the proposed terms of cover. The indicative price is subject to any applicable taxes. Any offer of proposed terms of cover that we may issue will be subject to (amongst other things) receipt by us of a fully completed and satisfactory Proposal Form. Actual pricing may vary from the price indications given once we assess individual circumstances. The information contained herein is not intended to be complete descriptions of all terms, conditions, limitations or exclusions and is provided for general information purposes only. Euler Hermes does not issue direct policies in the Middle East. It operates in partnership with and provides reinsurance support to a number of selected locally licensed insurance companies, which issue Trade Credit Insurance Policies designed and approved by Euler Hermes in its capacity as a Reinsurer. Allianz Trade is the trademark used to designate a range of services provided by Euler Hermes.
WHY IS TRADE CREDIT INSURANCE CRITICAL IN TODAY’S MARKET?
In today’s unpredictable market, even the most reliable customers can face financial challenges. Rising interest rates, supply chain disruptions, and global economic uncertainty can all lead to delayed or unpaid invoices. Trade Credit Insurance acts as a safety net, protecting your business against customer insolvency and default, helping you maintain steady cash flow and confidence in extending credit to new and existing clients.
Any business that sells goods or services on credit terms to other businesses can benefit from trade credit insurance. This includes businesses of all sizes and all industries, from small and medium-sized enterprises to large multinational corporations.
COMMON BUSINESS CHALLENGES WITHOUT CREDIT INSURANCE
Rising Risk of Customer Defaul
Many businesses struggle with unpredictable customer payments. With the growing number of bankruptcies and delayed settlements, even trusted clients can unexpectedly fail to pay. Without proper credit risk visibility, one major default can significantly disrupt cash flow and profitability.
Restricted Sales Expansion
We assign each customer a credit limit, the maximum amount we will indemnify if that customer fails to pay.
Cash Flow Uncertainty
Late payments can easily create cash flow gaps that affect day-to-day operations. When invoices go unpaid, companies may find it difficult to meet supplier obligations or reinvest in growth. The pressure to manually chase overdue accounts also drains time and resources that could be used for core business activities.
Economic & Market Volatiliy
You check the credit worthiness of potential new customers. We confirm the agreement or explain if your request is declined.
WHY CHOOSE ALLIANZ TRADE CREDIT INSURANCE?
For small
businesses
If you’re concerned about bad debts holding your business back, peace of mind is a step away. This solution is designed to cut the time you spend managing customer debts.
For medium and large businesses
Use Trade Credit Insurance to protect cash flow and receivables, find out how it works and how we provide tailored risk management solutions for bigger companies.
For global businesses and banks
Exclusively for organizations operating across 2+ countries with business turnover over EUR 300 million, our expert team knows global businesses and financial institutions and works with you to build the best solution to reach your goals.
Why Trade Credit Insurance from Allianz Trade?
DEDICATION
75,000+
Corporate customers
Corporate customers
INSIGHTS
289 Million
Businesses accessible through our risk grading
Businesses accessible through our risk grading
ASSURANCE
AA Rating
by Standard & Poor's
by Standard & Poor's
Overcome uncertainty and thrive in a competitive market with Trade Credit Insurance
Global strength, local expertise, and cutting-edge technology—Allianz Trade empowers businesses to navigate uncertainty, manage credit risks, and unlock growth opportunities with confidence.
Allianz Trade provides tailored credit insights, protects against non-payment risks, and enhances access to financing. With advanced AI technology, local expertise, and a strong global network, we deliver solutions that support financial security and growth.
Anil Berry, Chief Commercial Officer at Allianz Trade highlights how a Swedish seafood exporter leveraged our insurance to secure peace of mind and improved financing options—an example of the real impact we make for our clients.
Allianz Trade is the global leader in trade credit insurance and credit management, providing tailored solutions that protect businesses from the financial impact of bad debt. Our products and services empower companies with effective risk management, cash flow protection, accounts receivable coverage, surety bonds, business fraud insurance, debt collection support, and e-commerce credit insurance, all designed to ensure lasting financial resilience.
With our proven expertise in risk mitigation and global finance, we serve as trusted advisors to businesses aiming for sustainable growth and international expansion. Partner with Allianz Trade and take the next step toward safeguarding your business future.