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Trade Credit Insurance

Credit insurance protects your cash flow by insuring your trade receivables.

What is trade credit insurance?

Trade credit insurance enables you to offer B2B credit terms with confidence by covering your receivables due within 12 months.

So if a customer fails to pay, whether it’s due to insolvency, refusal or an inability to pay under the terms of the contract, we step in and indemnify your losses.

But it’s not just about insurance. We analyse daily changes in corporate solvency, covering 98% of global GDP, which informs and guides our customers’ credit risk decisions.

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How does trade credit insurance work?

Customer health check
We analyse the credit worthiness and financial stability of your customers.
Credit limit calculated
Each customer has a limit which is the maximum amount we will indemnify if that customer fails to pay.
Business as usual
You trade with your existing customers as you wish, with the risk covered up to the limit.
Trading limit updates
We keep you informed of adjustments to limits as they may be raised or reduced when conditions change.
Business building
You check the credit worthiness of potential new customers. We confirm agreement or explain if your request is declined.
Making a claim
You tell us if a customer fails to pay, we investigate, then indemnify you  for the insured amount if policy terms have been met.

Benefits of trade credit insurance

  1. Protection
    We quickly replace money lost through bad debt
  2. Growth
    Expand confidently domestically or internationally
  3. Insight
    Understand customers’ credit risk with the latest data
  4. Profitability
    Safely increase your exposure to new customers
  5. Funding
    Receivables protection improves banks’ lending confidence
  6. Competitiveness
    Offer credit terms even when competitors can’t
Trade credit insurance online quotation

How much does credit insurance cost?

 

B2B growth can be risky without credit insurance but what does it cost?

Market leading cover

Because the future isn’t always as expected, we insure your B2B trade credit so that you can grow with confidence.

 

Our market-leading credit insurance protects your cash flow by insuring your trade receivables, enabling you to trade domestically and abroad without the risk of bad debt.


Partnering with Allianz Trade also connects you to the latest credit risk data and can improve your access to finance through improved lending confidence.

 

Start your free consultation to find out how credit insurance can work for your business.

 

Request a call back

Complete the form for your free no-obligation credit insurance consultation.

Alternatively, call us Mon-Fri, 09:00–17:00 on 0800 056 5452.

Credit insurance in action

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Offering B2B credit terms can drive business growth but what if customers fail to pay?​

In this short video Allianz Trade customer Abbey Glass, a bespoke glazing business, share how trade credit insurance is fuelling their business growth.

 

Why work with us?

DEDICATION
62,000+
Clients worldwide
INSIGHTS
83 Million
Businesses monitored in 160 countries
ASSURANCE
AA Rating
by Standard & Poor's

Choose solutions based on your company size

Trade credit insurance for small businesses

If you’re concerned about bad debts holding your business back, peace of mind is a step away.  Simplicity is designed to cut the time you spend managing customer debts so that you can focus on what you do best: building the business.
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Trade credit insurance for medium and large

Use trade credit insurance to protect cash flow and receivables, find out how it works and how we provide tailored risk management solutions for Medium & Large companies.
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Manage risk for international business growth

This programme is exclusively for organisations operating across two or more countries with business turnover over £500 million. Our expert team knows that, as a large multinational, your financial structures are complex, so they build and manage bespoke programmes of credit insurance and related services specifically for you.
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Your credit insurer of choice

★★★★★
“Peace of mind knowing our customers are covered by insurance and we're always kept up to date with new grades”


Phoebe P, Feb 22
★★★★★
“Professional service from our relationship manager, first class online portal and limit applications processes. Great support for our business.”


Stuart B, Feb 22

★★★★★

“Always impressed with the service, and, when we speak to people, their willingness to help. Also, the service has helped us grow our business without a doubt”

Ian M, Jan 22
★★★★★
“Long-standing relationship and consistently quick and responsive answers to any  queries on risk decisions”



Paul N, Jan 22

★★★★★

“Excellent service and helpful staff.  We have a first class Relationship Manager who we can talk to about credit limits for customers”


Margaret D, Apr 22
★★★★★
“Long history using Allianz Trade – value for money where credit risk is the mainstay of company success”




Debbie M, Apr 22

Let's talk...

For a free credit insurance consultation call our UK team, 09:00-17:00 Mon-Fri.