Trade Risk Management

Learn how to manage trade risk and protect your business. 

Trade risk refers to the possibility of a customer defaulting on payment, which can have a negative impact on the supplier's cash flow and financial stability. ​

Our risk management articles will provide you insights of how to manage trade risk to protect your business and best practices of credit risk management.

An image representing a group of people working on a payment schedule

Dec 18, 2024

What is a payment schedule?

Payment schedule is an agreement between the buyer and the seller which defines when and how credit will be repaid. Read to learn more about payment schedules.
Read more
An image of a person thinking about working capital requirement

Dec 18, 2024

How to assess Working Capital Requirement (WCR)

The working capital requirement is a key indicator of the financial resources you’ll need before seizing new opportunities. Learn more.
Read more
An image showing a group of people discussing on how to control financial risks

Nov 20, 2024

What is financial risk and how can it be controlled?

Financial risk refers to the possibility of losing money and is an inherent part of any business venture. It can affect the financial stability and business operations of a company. Risk managers and risk professionals must deal with different types of financial risks, many of which are outside their control.
Read more
An image showing a couple of people discussing invoice factoring

Nov 20, 2024

What is invoice factoring?

Invoice factoring involves selling unpaid invoices to a third party in exchange for a cash advance. Read to learn more.
Read more
An image of a man explaining what creditworthiness of a company is

Nov 20, 2024

What is creditworthiness?

Creditworthiness is an evaluation of a company's financial reliability and can predict how likely they are to pay you on time.
Read more
Definition-of-gearing-ratio

Oct 30, 2024

What is gearing ratio, different types of gearing ratio, and how is it calculated?

Gearing ratio is one way to measure a company’s financial health. It involves comparing the company's capital to the amount of money the company has borrowed.
Read more
An image of a man thinking on how to determine credit terms of an invoice

Oct 30, 2024

What are credit terms and how should they be determined?

“Credit terms” refers to the length of time you give customers to pay for your goods or services. Once established, most businesses discover that it makes good business sense to extend flexible credit terms to their customers. Extending credit terms to new customers can attract fresh business. Allowing existing customers to pay on credit can build loyalty.
Read more

Oct 22, 2024

How to protect your cash flow from late payer

Discover six effective strategies to safeguard your business from cash flow disruptions caused by late or non-paying buyers. Allianz Trade helps you to identify early warning signs of distressed buyers and explore varying levels of protection against bad debt.
Read more

Sep 17, 2024

The challenge of late-paying B2B customers: an action plan

Businesses now have to wait 59 days on average to be paid for sold goods and services. What approaches can help them offset the impact of such sluggish payment practices?
Read more

87 releases in total

Allianz Trade is the worldwide leader of credit insurer in trade credit insurance and offers expert solutions such as accounts receivable insurance, business debt collection, bad debt, trade credit, trade credit management, cash flow management, xol, debtor insurance, collect overdue payments, late payments and unpaid invoices. Our mission is to help customers globally to avoid trade risk, trade wisely and develop their business safely.
Discuss how Credit Insurance
can help your business with us.
Get answers to common questions
about Credit Insurance.