Trade Credit Insurance (TCI) sometimes referred to as accounts receivable insurance, debtor insurance, or export credit insurance protects businesses when a customer fails to pay because of bankruptcy, insolvency, or destabilizing political conditions. With more than 125 years of expertise Allianz Trade offers an unparalleled underwriting and policy servicing capabilities.
Trade Credit Insurance
Because the future is uncertain, we predict trade and credit risks today to protect cash flow tomorrow.
Protect your business credit
Our Trade Credit Insurance enables you to offer B2B credit terms with confidence by insuring your trade receivables due within 12 months.
When a customer is unable to pay within the contracted terms (a protracted default), a trade credit insurance policy indemnifies a proportion (up to 95%) of the debt owed.
Trade Credit Insurance also informs your credit risk decisions through powerful insight on who to extend credit to and what limits to offer.
When a customer is unable to pay within the contracted terms (a protracted default), a trade credit insurance policy indemnifies a proportion (up to 95%) of the debt owed.
Trade Credit Insurance also informs your credit risk decisions through powerful insight on who to extend credit to and what limits to offer.
Advantages of Trade Credit Insurance
Free Trade Credit Insurance Quote
+83 Million Businesses Monitored
2 Simple Steps to Understand Your Starting Price For Trade Credit Insurance
The quote provided on this page represents an estimate based on the information provided by the user, has no binding value and must be further investigated by our sales team who will be able to modify the final price based on further information and checks. The information contained herein is not intended to be complete descriptions of all terms, conditions, limitations or exclusions; are provided for general information purposes only.
Summary
Turnover ($)
CAD $
% Export
%
Trade Sector
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The quote provided on this page represents an estimate based on the information provided by the user, has no binding value and must be further investigated by our sales team who will be able to modify the final price based on further information and checks. The information contained herein is not intended to be complete descriptions of all terms, conditions, limitations or exclusions; are provided for general information purposes only.
Your credit insurance policy would start from:
CAD $
/ Annual payment
CAD $
/ Annual payment
CAD $
/ Annual payment
We're sorry, but a quote is not available at this time. Please contact us for more information and to find the solution that best suits your needs.
Summary box
Turnover ($)
CAD $
% Export
%
Trade Sector
The quote provided on this page represents an estimate based on the information provided by the user, has no binding value and must be further investigated by our sales team who will be able to modify the final price based on further information and checks. The information contained herein is not intended to be complete descriptions of all terms, conditions, limitations or exclusions; are provided for general information purposes only.
Get an instant premium estimate
Credit insurance offers invaluable protection when B2B customers fail to pay.
Growth can be risky without it, but what would be the annual cost of trade credit insurance for your business?
Get that answer here, in a matter of minutes.
Seamless Coverage for Your Growing Success
For small
businesses
If you’re concerned about bad debts holding your business back, peace of mind is a step away. Simplicity is designed to cut the time you spend managing customer debts.
For medium and large businesses
Trade Credit Insurance protects cash flow and receivables. Find out how we provide tailored risk management solutions for bigger companies.
Manage risk for international business
Exclusively for organizations operating across 2+ countries with turnover over $860 million, our expert team will adapt to your complex financial structures.
Most asked questions
Trade credit insurance protects your accounts receivable against the risk of non-payment due to insolvency or protracted default, while giving your business the insight and confidence to grow revenues with new and existing business customers.
Acting as an early warning system for potential payment issues, trade credit insurance allows you to trade safely with new customers, trade more with existing customers and expand to new sectors or export markets.
We start by assessing the creditworthiness and financial stability of your customers, in order for us to underwrite safe credit limits on them, with risk coverage up to the agreed limit.
We provide regular updates on those trading limits, adjusting them based on changing conditions. And we support your business growth by repeating this process for new customers.
In the event you tell us about a non-payment for an insured customer, we investigate, and if policy terms are met, we indemnify you for the insured amount.
Any business that sells goods or services on credit terms to other businesses can benefit from trade credit insurance. This includes businesses of all sizes and all industries, from small and medium-sized enterprises to large multinational corporations.
Trade credit insurance covers your business against the risk of non-payment by your customers due to insolvency, protracted default, or, where applicable, certain political events.
The cost of trade credit insurance is based on a number of factors including the size and nature of your business, the creditworthiness of your customers and the trading limits you need.
It’s calculated for your business and the way you trade and is based on a percentage of your sales, generally a fraction of 1%. So, if your sales were $2 million last year and you wanted to cover that entire amount, the premium would usually be less than $10,000. But remember, premiums can go up or down from year to year.
It’s calculated for your business and the way you trade and is based on a percentage of your sales, generally a fraction of 1%. So, if your sales were $2 million last year and you wanted to cover that entire amount, the premium would usually be less than $10,000. But remember, premiums can go up or down from year to year.
Testimonials from our clients
Insure your trade with our services
Trade Credit
Insurance
Our market-leading credit insurance protects B2B trade credit, enabling business to grow with confidence.
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Our financial stability and global insights make us the surety of choice for contractors and project owners.
Why Trade Credit Insurance from Allianz Trade?
CUSTOMER HEALTH
We analyse the credit worthiness and financial stability of your customers.
CREDIT LIMIT CALCULATED
Each customer has a limit which is the maximum amount we will indemnify if that customer fails to pay.
BUSINESS AS USUAL
You trade with your existing customers as you wish, with the risk covered up to the limit.
TRADING LIMIT UPDATES
We keep you informed of adjustments to limits as they may be raised or reduced when conditions change.
BUSINESS BUILDING
You check the credit worthiness of potential new customers. We confirm agreement or explain if your request is declined.
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MAKING A CLAIM
You tell us if a customer fails to pay, we investigate, then indemnify you for the insured amount if policy terms have been met.
Our expertise and commitment
Allianz Trade is the global leader in trade credit insurance and credit management, offering tailored solutions to mitigate risks, thereby ensuring the financial stability of businesses. Our products and services help companies with risk management, cash flow management, accounts receivables protection, Surety bonds, and e-commerce credit insurance ensuring the financial resilience for our client’s businesses. Our expertise in risk mitigation and finance positions us as trusted advisors, enabling businesses aspiring for global success to expand into international markets with confidence.
Our business is built on supporting relationships between people and organizations, relationships that extend across frontiers of all kinds - geographical, financial, industrial, and more. We are constantly aware that our work has an impact on the communities we serve and that we have a duty to help and support others. At Allianz Trade, we are strongly committed to fairness for all without discrimination, among our own people and in our many relationships with those outside our business.