Extending more credit often goes hand-inhand with increased risk. That's why Allianz Trade offers CAP, CAP+ and Power CAP – to provide coverage beyond what's available through your existing policy – so you can make the most of every sales opportunity.

CAP programs are a set of credit insurance products that can be endorsed to your existing Allianz Trade policy, enabling you to purchase additional coverage on credit limits that have been fully or partially declined. 

Our primary objective is to offer the most coverage under your existing policy, but there are situations where you have a need for coverage on higher risk buyers or those buyers for which limited information is available. These products allow you to make strategic trading decisions while maintaining sound financial management.

  • Terms of the program mirror your existing Allianz Trade credit insurance policy
  • Both domestic and export markets are covered
  • Coverage is available for as few as 3 months, or as long as you need the limit
  • Policy deductible is not applied to CAP claims
  • Policy loss ratio is not impacted by CAP claims
  • Not all buyers are eligible

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Limit Size
Where to Request Coverage
Credit Limit Fees
CAP+ Declined credit limits Up to $75,000 6% per year (or 0.5% per month) of the value of the limit Allianz Trade Online policy management system One-time $25 credit limit fee
CAP Partially approved or reduced limits Up to $3,000,000 depending on the buyer risk grade 1.4% per year (or 0.117% per month) of the value of the limit Allianz Trade Online policy management system One-time $25 credit limit fee
Power CAP Any large coverage need Up to $3,000,000 Variable depending on several risk factors Directly through a representative No credit limit fee
Extra Coverage
If you need more coverage on a partially approved limit, or a declined limit.

If you currently have A/R exposure above your approved limit.

Special Occasions

If you have peak season, one-off or special sales opportunities.

Please fill out this short form and we will be in touch.

At Allianz Trade we value your time and will try to respond to your enquiry on the same working day. ​Some questions may take a little longer to answer, but we ​aim to provide you with a response within 3 working days.
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