Specialty Credit delivers bespoke solutions to cover diverse risks

Unlock structured protection for even the most complex financing challenges.

Our Specialty Credit offerings combine deep underwriting expertise, tailored solutions, and global capacity.

From political risk to syndicated facilities and highly concentrated risks from large contracts and structured deals, every solution is designed around your unique short- to long-term transaction requirements.

A video explaining ultradaptability

•  Non-cancellable limits.

•  Customizable policy terms.

•  Short- to long-term tenors.

•  Large contracts, structured deals, and single transactions.

•  Political risk cover.

•  Maintain your advantage with undisclosed solutions. 

•  Flexible risk sharing.

•  AA rating from S&P.

Access tailored solutions built from deep availability – and accessible through a single team, here to help build you the perfect program.

Partner with experts that understand your needs and aims, who are committed to finding innovative solutions that work for your business.

We are the Allianz Trade you already know, with unmatched stability, global expertise and               heritage.

Our purpose-led approach and flexible model enable us to participate in community-focused projects and bring much-needed capital to emerging markets, supporting banks, multilaterals, and corporates to achieve their sustainability goals. All so you can empower world-changing projects with confidence.

Get the Allianz advantage

AA rating
 from S&P, for maximum capital relief. 
€1,400 billion
in commercial transactions protected globally.
900+ live policies
are supported by our expert Specialty Credit team.

At Allianz Trade, we are committed to supporting the economy’s transition to net-zero across our proprietary investment and underwriting portfolios by 2050; guided by our published transition plan, which sets measurable, time-bound targets and is reviewed by an independent external expert. We believe that our sustainability vision is a driver of long-term growth.

Specialty Credit for Low Carbon enables you to actively contribute to the transition to a low-carbon economy, benefiting from additional coverage and funding for low-carbon technology projects.

How does it work?

Each eligible project is reviewed by our sustainability experts to ensure alignment with our Allianz sustainability guidelines.

We then commit to hold investments in certified green bonds* of an amount equal to or greater than the annualized premium paid for the duration of the policy period. This commitment translates in an investment certificate that we issue for you on a policy-by-policy basis.

 

*Green Bonds consistent with Green Bond Principles from ICMA (International Capital Markets Association) or any other green investments framework depending on the evolving regulation over time. 

We’ve taken our sustainability-first principles one step further with the launch of Specialty Credit for Sustainable Development, aimed at supporting projects that are addressing a specific social issue and achieving social outcomes.

Specialty Credit for Sustainable Development is tailored for multinationals, financial institutions, export credit agencies, and multilaterals. It helps manage risks related to non-payment, contract interruption, and political challenges, allowing organizations to seize opportunities in new markets.

How does it work?

If your project is eligible, Allianz Trade commits to hold investments in certified social bonds* of an amount equal to or greater than the annualized premium paid for the duration of the policy period. We create a circular model that supports long-term progress towards sustainable development.

Eligible projects include:

•  Affordable basic infrastructure and essential services

•  Affordable housing

•  Socioeconomic advancement and empowerment for underdeveloped areas or disadvantaged communities

*Social bonds consistent with the Social Bond Principles from ICMA (International Capital Markets Association) or any comparable social investments framework, aligned with evolving regulation.

Put simply, Specialty Credit is a tailored insurance solution, designed to help multinationals, financial institutions, export credit agencies and multilaterals mitigate and manage risks.

These risks can relate to non-payment, contract interruption, confiscation and other factors affecting organizations operating on a global scale. It allows them to manage their exposures and take advantage of opportunities in new markets.

Specialty Credit is for public or private entities, corporates and banks who need a flexible policy solution tailored to manage complex risks on a global scale. It is suitable for short- to long-term transactions, covering political risk factors, large contracts and structured deals, and single transactions.

We can support very significant line sizes, we implement a maximum technical amount of $125M and tenors up to 15 years or more. However, we assess each transaction on a case-by-case basis.

Our Specialty Credit solution offers a range of features for financial institutions and multinational businesses seeking comprehensive risk management solutions. One of its key advantages is the ability to relieve pressure on counterparties’ exposures, while providing capital relief for financial institutions.

It also includes the provision of bespoke policy terms tailored to your unique needs, as well as non-cancellable limits, ensuring a stable and reliable risk mitigation strategy.

It can also provide political risk cover for single or multiple countries, enhancing its versatility as a solution to mitigate ever-changing global risks. Its flexible risk-sharing options address the complex and evolving challenges of today’s international trade and finance landscape.

Cover is subject to risk and underwriting evaluations. Our offerings are highly customizable, allowing for global solutions, whether designed for single buyers or comprehensive framework facilities that address multiple risks.

Our Specialty Credit solutions are available for:

• Transactions of up to $125M

• Tenors of up to 10 years and up to 15 years for standard cover

• Longer tenors available depending on the specific product and special approval

• Indemnity of up to 90-95%

• Bilateral or syndicated policies available line-by-line or across a portfolio, on both new and existing deals

Yes, Allianz Trade Specialty Credit is Basel compliant and can be tailored to allow financial institutions to receive essential capital relief, as standard.
We operate out of four underwriting hubs worldwide, in London, Paris, New York and Singapore with a team of 40 full-time staff members dedicated to this solution alone. The team comprises a collection of experts from across the spectrum of businesses and sectors we serve, including banking, exporters and insurance. Our diverse backgrounds mean we can better understand the needs of our corporate and banking clients to deliver market-leading solutions.