Surety Solutions for Complex Commercial & Construction Risks

For brokers placing mid‑ to large‑scale commercial and construction risks, surety is not a commodity — it’s a strategic partnership.

Allianz Trade delivers integrated surety solutions backed by strong financial ratings, multinational capabilities, and deep underwriting expertise. We support brokers managing complex domestic and cross‑border exposures with responsive decision‑making and meaningful capacity.

When your clients need certainty, you need a surety partner that can deliver.

We work with commercial brokers handling:

  • Large and multinational construction projects
  • Cross‑border contract exposures
  • Complex commercial bonding programs
  • Clients requiring centralized global surety management
  • Organizations seeking to preserve bank capacity

 

Our approach is relationship‑driven and underwriting‑focused. We take the time to understand your client’s capital structure, backlog, operational strategy, and growth trajectory — enabling structured, long‑term surety support.

With established surety teams across key international markets, we provide integrated global surety programs with centralized coordination and local execution.

Backed by AA (S&P) and A+ (AM Best) ratings and the strength of the Allianz Group, our paper is widely accepted by project owners, lenders, and government entities worldwide.

Our experienced surety underwriters understand complex construction and commercial risks — from infrastructure and energy to specialty trades and regulated industries.

We support multinational clients with coordinated bond issuance across jurisdictions, ensuring compliance with local regulatory frameworks while maintaining global program consistency.

We evaluate each account on an individual basis and tailor surety bonds solutions to your unique needs. Our personalized approach enables us to find optimal solutions for your business.

In competitive bid environments, timing matters. Our digital capabilities and underwriting structure support efficient bond issuance and portfolio management.

From regulatory complexity to digital innovation, our surety solutions are designed for growth. In a challenging economic environment, they offer more than just guarantees: they create efficiency and flexibility.

We provide tailor-made, surety solutions that help you free-up bank capacity, support working capital needs, and amplify guarantee management across markets.

Sean McGroarty, Global Head of Surety at Allianz Trade, explains how our global network of local experts ensures compliance with diverse regulatory frameworks, while our digital capabilities enable faster issuance and portfolio management.

Contract surety bonds are a common requirement in the construction industry. We offer bid, payment, performance, supply and maintenance bonds for mid to large contractors, including:

  • General Contractors
  • Construction Managers
  • Prime Electrical
  • Prime Mechanical
  • Highway and Bridge
  • Sewer and Water
  • Specialty Trades

Commercial Surety bonds may be required by local and state law to comply with state or federal regulations. We offer a variety of bonds to for mid to large companies:

  • Performance Bonds (Non-Construction or Supply)
  • Court Bonds — Judicial
  • Court Bonds — Fiduciary
  • Custom Bonds
  • License and Permit Bonds
  • Tax Bonds (Motor Fuel, Alcohol, Tobacco)
  • Workers’ Compensation Self-Insured Bonds

No. While insurance transfers risk, a surety bond is a guarantee of performance. The principal remains financially responsible for any valid claims paid by the surety.

Surety bonds are commonly required for contractors, construction firms, service providers, and businesses working on public or regulated projects.

The main types of surety bonds include contract bonds (bid, performance, and payment bonds) and commercial bonds required by government agencies or regulators.

They help businesses qualify for larger projects, build credibility, and manage contractual risk more effectively.

Surety bonds complement trade credit insurance and other risk management tools by protecting contractual and financial obligations.

With more than 125 years of expertise, Allianz Trade's global business intelligence is unrivaled.

We understand that brokers need more than bond capacity — you need reliability, credibility, and a partner who can support complex, evolving client needs.

Beyond the data, we deploy our credit risk experts in all U.S. states, major Canadian provinces, and 52 countries across the globe - prepared to offer local market insights when you need them.