Trade credit insurance – also sometimes called accounts receivable insurance – protects businesses when a customer fails to pay a trade debt.
This often occurs when a customer becomes insolvent or is unable to pay within the contracted terms (a protracted default). Credit insurance indemnifies a proportion (up to 95%) of the debt owed to you.
Additionally, Allianz Trade's trade credit insurance provides world-class knowledge and data to empower your trading decisions. This helps businesses that choose trade credit insurance to avoid more bad debts and safely expand sales to new and existing customers.