Sitting within our Credit and Political Risk Insurance (CPRI) umbrella, our Mid-Term solutions are designed to upgrade your ability to finance capital goods: bringing risk mitigation, financial stability, and market confidence to leasing agreements and contracts.
Our protection offers a straightforward way to enhance your single contracts or leasing agreements. Featuring tailored programs that are efficient and flexible, with low administrative burden and seamless service.
Secure your contracts and ensure operational continuity by guarding against payment defaults.
Mitigate leasing risks through proactive risk management, so you can grow with confidence.
Reinforce financial stability in leasing operations, protecting your business in turbulent times.
Single-contract transactional insurance designed for businesses of all sizes selling to private or public B2B buyers.
Access straightforward single-risk management that sits seamlessly alongside a whole-turnover policy, offering low minimum premiums and low administrative overhead while covering against non-payment.
Non-cancellable, irrevocable credit protection of up to 7 years on high-value leasing agreements.
Limit your overall exposure from leasing agreements and continue key commercial relationships without sharing margins – and enable capital relief, leveraging Allianz Trade’s S&P AA rating to drastically minimize Risk-Weighted Asset (RWA) consumption.
Our experts will guide you to the right level of coverage from our extensive range of solutions.
We understand your business; we speak your language – and we are here to work together.
Work with the world’s leading insurer, with an AA rating from S&P.
A small manufacturer of specialist machinery supplies 500,000 worth of equipment to a foreign contractor with payment milestones over the performance of the contract.
Risk: Financial instability leads to the contractor being unable to make its payments.
Solution: Cover One. The manufacturer purchases credit insurance covering 90% of the export contract value over the maturity of the project.
Outcome: The policy protect against default, ensuring the manufacturer's cash flow remains stable and operational disruptions are minimized, enhancing financial resilience during the performance of the contract.
A global manufacturer of high-end vehicles across the car, van and truck segments required a solution to ease concentration risk with key customers while also addressing financing costs.
Risk: Despite strong customer demand for its vehicles, uncompetitive financing costs meant potential business could be lost to competitors.
Solution: Cover Lease. A single-obligor, single-lease solution covering the full lease repayments helped support an increased credit line for additional vehicle requirements. The premium structure also helped reduce financing costs.
Outcome: The manufacturer was able to secure both the asset lease and financing, strengthen its customer relationship and unlock additional business at a lower overall cost.
A large European bank manages a portfolio of lease agreements for commercial vehicle fleets across multiple corporate lessees – with total exposure of $50 million over 5 years.
Risk: Exhaustion of the bank’s capital limits, plus commercial defaults across the portfolio.
Solution: Cover Lease. The financial institution implements credit insurance to transfer risk to Allianz Trade, unlocking capital relief and protecting against non-payment.
Outcome: Allianz Trade’s AA rating from S&P unlocks risk weighted asset management and frees up crucial balance sheet capacity. Under the non-cancellable credit limit, if any individual lessee defaults, 80% of all due unpaid lease instalments is covered.
